01
The same record as onboarding
Transactions sit against the customer you already verified and screened, so monitoring starts with everything you know about them.
Solution
Oomero Transaction Monitoring
The relationship does not stop at onboarding, and neither do the checks.
Oomero Transaction Monitoring records your customers’ transactions on the same record as their onboarding, through a guided form or the transaction API. Payments that cross the threshold, such as cash above AED 55,000 for dealers in precious metals and stones, are flagged as high risk and your MLRO is alerted by email straight away.
Where a third party pays on a customer’s behalf, that payer is screened against sanctions, PEPs and adverse media too. Every transaction keeps its own history, MLRO comments and audit trail, so a supervisor can see what was flagged and what was done about it.
What it does
- Transactions recorded by guided form or API
- Cash-threshold rule for high-value payments
- High-risk transactions flagged automatically
- MLRO alerted by email on every flag
- Third-party payers screened for sanctions and PEPs
- MLRO comments on each transaction
- Business risk types set per company
- Full audit and history log per transaction
What you get
- Payments tied to the customer’s verified record
- Large cash payments never go unnoticed
- Your MLRO hears about high-risk activity straight away
- Evidence of ongoing monitoring on file
- One platform from onboarding onwards
The Oomero advantage
Why this holds up under scrutiny
02
The payer is checked too
When someone else pays for a customer, that payer is screened against sanctions, PEPs and adverse media as part of the transaction.
03
Your MLRO hears first
A flagged transaction is marked high risk, emailed to your MLRO and listed with the other high-risk transactions for review.
04
An audit trail per payment
Each transaction carries its own history and comments, which is the evidence of monitoring a supervisor will ask to see.
Talk to us about transaction monitoring
Tell us which payments you need to watch and we will show you how they are flagged.