01
Volume without proportional cost
Risk-based routing clears low-risk applicants on data alone, so the cases reaching a reviewer are the ones that justify the attention.
Sector
Oomero for Financial Services
Meeting AML obligations at volume, without a proportional compliance team.
Banks, lenders and payment institutions carry the heaviest due diligence burden and the highest onboarding volumes. Oomero delivers KYC, KYB, AML screening and ongoing monitoring through one platform, with risk-based routing so the majority of applicants clear on data alone.
Checks, decisions and evidence are held together against each customer, so periodic review, internal audit and regulatory inspection are exports rather than projects.
What it does
- KYC and KYB verification at onboarding volume
- Sanctions, PEP and adverse media screening
- Ongoing customer and entity monitoring
- Risk-based routing and escalation to MLRO policy
- Source of funds and source of wealth evidence capture
- Case management with full decision audit trail
- Regulatory reporting packs
- REST API into core banking and origination systems
What you get
- Onboarding volume without headcount growth
- Lower false-positive review cost
- Consistent policy application across products
- Audit-ready evidence at all times
- Shorter time to first transaction
The Oomero advantage
Why this holds up under scrutiny
02
One record across products
A customer verified for a current account is recognised when they apply for lending, reusing existing evidence instead of re-onboarding.
03
Policy your MLRO owns
Thresholds, escalation and refer rules are configuration, so a policy change is applied the day it is approved.
04
Inspection-ready by default
Evidence, decisions and the policy version in force are stored together, which is what an inspection actually asks for.
Talk to us about financial services
We will model your current review cost against risk-based routing.