01
Reasons, not just a number
Each factor comes with the sentence that explains its score, so the rating can be defended line by line rather than taken on trust.
Solution
Oomero Risk Scoring
A risk level your MLRO can explain, line by line.
Oomero Risk Scoring gives every individual and company a risk level of Low, Medium, Medium-High or High. It is built from a risk questionnaire, country of residence and nationality, age, source of wealth and the outcome of AML screening, and each factor carries a sentence saying why it scored as it did.
The AML result sets a floor: a red screening hit makes the customer high risk whatever else the file says, and a hit the platform does not recognise goes to review rather than passing as green. Oomero’s rating and your own sit side by side, and every change records who made it and why.
What it does
- Risk questionnaires for individuals and companies
- Country risk from FATF black and grey lists, kept in sync
- Age, nationality, residency and source-of-wealth factors
- AML screening outcome mapped to green, amber or red
- Your own risk rating alongside Oomero’s
- Whitelist and blacklist status per customer
- Every rating change logged with who, when and why
- Enhanced due diligence checklist with a recorded outcome
What you get
- A risk level you can explain to a regulator
- Low-risk customers cleared without manual work
- A serious screening hit never passes as green
- The same scoring for every analyst
- The full history of every rating change
The Oomero advantage
Why this holds up under scrutiny
02
Screening sets the floor
A red AML hit forces a high rating and an unrecognised hit type goes to review, so a serious match cannot be averaged away by a clean questionnaire.
03
Country risk kept current
FATF black and grey lists are synced on a schedule and every change is stored, so a country moving list is reflected in the next score.
04
Two ratings, one record
Oomero’s rating and your own sit side by side with the history of every change. Your MLRO keeps the final word.
Talk to us about risk scoring
Bring your current risk matrix and we will map it onto the platform.